Services & Who We Can Help

We want to become THE reference for all aspects of our clients’ Wealth Management needs and solutions.

We work to address and administer a full suite of wealth management solutions for our clients. There’s more to building wealth than investing money. You also need to establish a thorough and realistic plan to accomplish your financial and personal objectives.

We are committed to advising you in all areas of your financial wealth. Supported by a team at iA Private Wealth Inc, we can provide integrated solutions for all of your wealth management needs i.e.Tax Planning, and Estate Planning

Services

Investments

High Interest Savings accounts
GIC’s
Bonds & Stocks
ETF’s (Exchange Traded Funds)
Real Estate Investments Trusts
Preferred Shares
New issues and Secondary Offerings
Private Placements
Mutual Funds
Hedge Funds
Flow-through Investments
Responsible and ESG Investing

Financial Strategies

RRSP/RRIF/TFSA
RESP/RSDP
Retirement Compensation Arrangements
Individual Pension Plan
Fee Based accounts
iA SP portfolios
Vintage Separately Managed Accounts

Advisory Services

Investment Portfolio Planning
Retirement Income Planning
Estate Planning
Business Succession Planning
Charitable Giving
Planning
ESG Investment Portfolio

Who Can We Help?

Sudden Wealth
One of the biggest trends in the financial world today is the transfer of sudden wealth within families. Sudden wealth is occurring more often as a result of a number of extraordinary circumstances – sale of principal residence, vacation or rental properties, death of a spouse, inheritance or sale of a business. These large financial transactions often come with a variety of new investment, tax, legal and emotional aspects. Below we talk about some of the “Sudden Wealth” events that you may be faced with. Bastion Wealth Advisors Group has many years of experience in helping individuals and their families effectively deal with their “Sudden Wealth”. We encourage you to contact our team to allow us to help you make these important and often emotional financial decisions.
Sale of Real Estate (Home, Cottage or Rental Property)
Real Estate over the past 20 years has been a strong driver of wealth for many Canadians. As the Canadian population ages, many individuals and their families will look to reduce their real estate holdings in order to downsize their personal residence. They may also take profits that they have gained in personal, recreational or investment property. The sale of one’s principal residence can be the most simple of the three transactions as it would result in no capital gains taxes being triggered. Often people will consider investing the net proceeds of any gains once they have established where they will reside. The other two real estate transactions, sale of recreational or investment properties can be more complicated, often having the potential for tax issues. Here we work with clients to minimize the potential tax impact of the sale while looking to help maximize the tax-efficiency of their investment and financial plans going forward.
Death of a Spouse (Estate Proceed)
The loss of a spouse is likely the most emotional and difficult of all the events we encounter and any decision can be overwhelming. We advise our clients to take time to deal with their emotional well-being first and foremost before making any financial decisions. Some decisions will need to be made quicker than others i.e. immediate cash flow, taxes and other urgent needs. Decisions for the medium to longer term plans involve us working with our clients to uncover needs and educate them on any financial decisions.Often one partner is more involved in the day-to-day financial decisions than the other and we aim to make the transition as smooth as possible.
Inheritance
With baby boomers set to inherit approximately 750 billion dollars in Canada over the next decade there is an unprecedented need for guidance when it comes to this sudden accumulation of wealth. Large financial transfers come with many obstacles such as personal taxation issues, estate planning changes, general legalities and managing emotions. It is highly recommended to seek professional advice on all of these subsequent challenges, of which Bastion Wealth Advisors Group has many years of experience assisting with. Sudden wealth transfers are becoming more prevalent with the average inheritance amount being well over $100,000, having your experienced Bastion Wealth Advisor to reach out to is the first step in making the right decisions for yourself and your family.
Severance and/or Pension Transfer
Changes in the local and global economies have caused a great deal of dislocation in the workforce.

Many individuals after long tenures with a single employer or within an industry are faced with having to deal with severance packages and/or decisions about whether to transfer their pension plan to a personal locked-in plan. Like the previous examples, there are often significant or complex issues that surround the financial implications of severance packages or the prudence of transferring ones pensions. We help individuals in this situation make good decisions based on their own personal situation which allows them to focus on re-entering the workforce or enjoy their early retirement.

* iA Private Wealth does not offer tax advice and is not a tax advisor. Clients should seek professional advice on tax-related matters